Our mission is to offer the best possible experience at every point in your payment and financial operations, powered by the cutting-edge technologies we’ve developed.
Virtual and physical cards, payment infrastructure solutions, pay-by-link, card tokenization, POS solutions, money transfers, wallet services, cash management, checkout integrations, marketplace payment solutions, bill payments, loyalty programs — and so much more.
Join us to step confidently into the future with next-generation financial technologies.
We know our customers’ time is valuable.
That’s why we build unique financial technologies
that help them make the most of every moment
— securely, efficiently, and profitably —
paving the way for them to lead the way in their fields.
United Payment began its journey in 2010, stepping into the world of financial technologies. By 2015, it had secured its e-money license. In 2017, it took its first steps toward going global through a partnership with Wise.
In 2019, United Payment received its first investment from Finberg. Two years later, it became the go-to partner for global remittance leaders like Remitly, TransferGo, PaySend, and Azimo.
Meanwhile, Moka was founded in 2014 as a licensed payment and e-money institution. From the very beginning, it focused on building secure, innovative financial technologies — backed by approvals from Visa, MasterCard, American Express, and Troy.
In 2021, İşbank acquired Moka, accelerating its fintech expansion. That same year, United Payment welcomed a major investment from OYAK Portfolio Management’s Venture Capital Fund.
By 2025, these two forward-thinking fintech companies joined forces — combining speed, innovation, and security — to become one: Moka United.
Now, we’re ready to take on bigger challenges, deliver global-standard solutions, and shape the future of finance.
From banks and multinational corporations to SMEs, municipalities, and even fellow fintechs — we’re here to power every financial transaction with unmatched speed, security, and efficiency.
HENRY FORD ONCE SAID
THIS POWERFUL MERGER MARKS THE START OF OUR JOURNEY TO LEAD THE FINTECH INDUSTRY IN VALUE AND IMPACT.
Countries
Million End Users
Employees
Billion USD Transaction Volume
Moka United operates in 6 countries: Türkiye, Azerbaijan, Uzbekistan, Georgia, Germany, and the United Kingdom.
A powerhouse team of 400 ensures that the payment steps across fintech solutions used daily by over 15 million end-users run flawlessly every single time. The real reason behind our smart financial flow? The collaborative spirit of Moka United’s culture and the incredible teamwork of our people.
MOKA UNITED
OPERATES IN
THE ONLY KEY YOU NEED
FOR YOUR FINANCIAL TECHNOLOGIES:
MOKA UNITED
